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Smugglers' Notch Management Company, LTD

Financial Privacy Policy

Facts What does Smugglers' Notch Management Company, Ltd do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
* Social Security number and income
* Credit scores and payment history
* Purchase history and account transactions
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Smugglers’ Notch Management Company, Ltd chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Smugglers' Notch Management Company, Ltd share?
Can you limit this sharing?
For our everyday business purposes --
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Yes No
For our marketing purposes --
To offer our products and services to you
Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes --
information about your transactions and experiences
Yes No
For our affiliates' everyday business purposes --
information about your creditworthiness
Yes No
For affiliates to market to you Yes No
For nonaffiliates to market to you Yes No
To Limit Our Sharing
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call Smugglers' Notch at 866-767-4386
Who we are
Who is providing this notice? Smugglers' Notch Management, Ltd
What we do
How does Smugglers' Notch Management Company, Ltd protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Smugglers' Notch Management Company, Ltd collect my personal information? We collect your personal information, for example, when you
* Apply for financing or give us your income information
* Provide account information or provide employment information
* Give us your contact information
* we also collect your information from others, such as credit bureaus, affiliates, or other companies
Why can't I limit all sharing? Federal law gives you the right to limit only
* Sharing for affiliates' everyday business purposes--information about your creditworthiness
* affiliates from using your information to market to you
* share for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account unless you tell us otherwise.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

* Nonaffiliates we may share with may include other developers, financial institutions and services companies, associations and exchanges, and other companies
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

* Our joint marketing partners may include our developers, financial institutions, financial services companies, and other companies
Other important information
VT: Accounts with a Vermont mailing addresses are automatically treated as if they have limited the sharing as described above. For joint marketing we will only disclose your name, contact information and information about your transactions.
CA: Accounts with a California mailing address are automatically treated as if they have limited the sharing with nonaffiliates as described above. You may receive a separate notice regarding your rights and additional choices.


California Financial Privacy Policy
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